Credit Management Best of banks

Within Credit Management, we advise our Clients on raising bank debts, refinancing of existing debts, and working out of the non-performing loans (credit transactions).

Density of such processes requires proper management of the entire operation and coordination of involved parties. We firstly provide the company management with thorough analysis of the company’s financing needs, postition and existing options. Our contribution in credit transactions includes contacting pre-selected Banks and effective presentation of the company and of the envisaged transaction, increasing Client’s perceived creditworthiness, and enhancing positive financing decisions on the side of the Banks. We recommend and pursue optimal transaction instruments and structures, and negotiate loan agreement conditions for the Client, minimizing costs of financing and risks. We take active taking part in collecting and preparing essential documents to be presented to a bank (loan application, business plan etc.), all further necessary information needed for their financing decision, organizing the process and advising on closing the loan agreement.

Overall, our good, trustful relations with Banks help carry the debt acquisition process more effectively. As an independent advisory firm, we have no direct business or interest relations with any financial institution. Therefore, our advice is non-discriminatory and free of any conflict of interest. We always will bring only what we believe is good credit for the partner Bank as and as good debt for the Client enterprise, and our opinion usually coincides with that of the Banks.


We will help you choose best of the partner banks and build fruitful relationships between you. Financing, refinancing, bad debt workouts….

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Financial Management

Due to a whole universe of different business profiles and equal number of personal preferences to their management, we provide financial management consulting structured for each client every time. Our financial management services are numerous yet they all align near planning, monitoring and controlling of business operations…

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Investment services

Strong M&A / investment advisory services platform including full range of services from early considerations to documentation. Core services in this field include financial due diligence, valuation, transaction advisory (targeting and short-listing, strategy design, outlining of teasers and memos, support during negotiation and structuring, sale purchase agreement making and closing.

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Restructuring & reorganization

PA Restructuring / reorganization services provide companies with consulting, management, audit and legal services package needed to plan, organize and execute multiple financial and operational restructuring processes, within or separately of the Bankruptcy legal framework (pre-packs, “UPPR”).

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Prospect Advisors d.o.o. 27. Marta 35, 11000 Beograd, Republika Srbija, P/F +381 (0)11 3035 433,